Education/Seminars: Throughout the year, we offer education to our producers through marketing seminars and other educational opportunities.
Hedging/Risk Management: We focus on and understand hedging and risk management strategies. 
Finpack: This full service financial software allows us to perform cash flow projections, what if hypothetical scenarios, and full year end financial analysis of your ag business.

Loan Products:
Real Estate/Livestock Facility Loans: To help purchase land, buildings, or make improvements to existing assets.
Operating Lines of Credit: Lines of credit tailored to fit the cash flow needs of each operation.
Long Term Fixed Rate Loans: Used for real estate, machinery, equipment and various other mid - term financial needs. 
FSA Guaranteed Loans: A program for young and beginning farmers or operations with higher risk. These guarantees are available for operating lines of credit and term loans. Some operations may also qualify for interest assistance.
Rural Finance Authority/ Aggie Bond Loans: Programs to help young and beginning farmers, and those in need of debt restructure.
Ag BMP (Best Management Practices) Loans-Septic Systems: Provides low interest financing to farmers, rural landowners, and agricultural supply businesses to implement practices that prevent water pollution or help to reduce existing water quality problems. CLICK HERE to full brochure information.

Lending Staff

Contact: Mike Budach, Ag Lender, 507-373-1945
Mike has many years of Ag Lending experience in Southern Minnesota. He graduated from University of Wisconsin-River Falls with a degree in Business Administration and a minor in Ag Business. Through his education and 17 years working with every facet of his family’s agricultural based business, Mike has the experience you need to help in all aspects of Ag financing. He also has over 7 years of Ag finance in community banking, and has a very good reputation in serving customers in the Waseca and Freeborn counties. 

Contact: Mike Yocom, Ag Lender, 507-863-2371

Mike is a Freeborn County native, growing up on a farm near Emmons. He comes to us with 8 years of experience as an Ag loan examiner with Farm Credit Administration out of Bloomington, MN. He will make good use of the knowledge he gained while reviewing Ag loans around the nation coupled with the lessons learned growing up on the family farm. Mike is passionate about farming and is excited to relocate his young family back home. Stop into the Freeborn office location to meet with Mike today.