Current Rates - as of January 4, 2019

APY = Annual Percentage Yield

Business Accounts

Type Balance Interest Rate APY
Small Business Checking $0.01+ 0.05% 0.05%
Health Savings Accounts $0.01-$4,999.99
$5,000.00+
0.25%
1.00%
0.25%
1.01%
Business Savings $0.00-$4,999.99
$5,000.00-$24,999.99
$25,000.00-$99,999.99
$100,000.00-$499,999.99
$500,000.00+
0.00%
0.70%
0.85%
1.05%
1.35%
0.00%
0.70%
0.85%
1.06%
1.36%




Small Business Checking $500.00 minimum deposit required to open account.

Health Savings Account $100.00 minimum deposit required to open account.

Business Savings $1,000.00 minimum deposit required to open account.


Certificates of Deposit

Term
Interest Rate APY
6 month
$500.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00+


1.05%
1.15%
1.25%

1.06%
1.16%
1.26%
12 month
$500.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00+


1.10%
1.20%
1.30%

1.11%
1.21%
1.31%
13 month SPECIAL
$500.00+


2.30%

2.32%
18 month
$500.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00+


1.20%
1.30%
1.50%

1.21%
1.31%
1.51%
24 month
$500.00+


2.00%

2.02%
36 month
$500.00+


1.55%

1.56%
48 month
$500.00+


2.60%

2.63%
Opt Up CDs
If interest rates rise during the term of
your CD you may choose to increase
the interest rate ("opt up"). 



33 month
$500.00+

1 opt up

2.25%

2.27%
60 month
$500.00+

3 opt ups

2.45%

2.47%




All CDs $500.00 minimum deposit required to open account.

*Rates may change at any time

**Fees may reduce earnings

***Early withdrawal penalties apply when a CD is cashed prior to maturity date. For a CD with a term less than 18 months the early withdrawal penalty is six months of interest. For a CD with a term 18 months or more, the early withdrawal penalty is twelve months on interest.