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Agriculture Savings

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Kasasa Saver

Earn up to 1.50% APY* on the benefits you’re already receiving from your Kasasa checking account.

  • $25 minimum opening deposit
  • 1.50% APY* on balances up to $15,000
  • 0.65% APY* on balances over $15,000
  • No minimum balance requirement
  • No monthly service charge
  • Links to Kasasa Cash or Kasasa Cash Back checking

Every time you qualify for your Kasasa checking rewards you’ll also qualify for the highest Kasasa Saver rate.

Don’t worry if you miss a month. There are no penalties for not meeting the qualifications.  Your account is still free, and you’ll still earn our base interest rate of 0.01% APY*.  Each month is a fresh opportunity to qualify for your rewards.

*Each cycle the minimum requirements are met on the Kasasa Cash or Cash Back account, 1.50% Annual Percentage Yield (APY) will be paid on the Kasasa Saver account for balances between $0.01 and $15,000.00 and balances of $15,000.01 or more the APY will range from 1.50% to 0.65%. If the minimum requirements are not met per cycle the saver account will earn 0.01% APY. Rates as of November 4th, 2019. We may change the interest rate and APY at any time after the account is opened. Available to personal accounts only. No monthly service charge.

Simple Savings

Enjoy the simplicity and convenience of this basic savings account.

  • $25 minimum opening deposit
  • No minimum balance requirement
  • No monthly service charge
  • Six pre-authorized withdrawals*

*Limit of six pre-authorized, automatic or telephone transfers per month.  Unlimited in person withdrawals.

Prime Savings

Savings for a rainy day is smarter than ever.

  • $5,000 minimum opening deposit
  • $5,000 minimum balance requirement
  • If balance falls below the minimum requirement during the month a $10 fee will apply
  • Tiered interest rates
  • Six pre-authorized withdrawals*

*Limit of six pre-authorized, automatic or telephone transfers per month.  Unlimited in person withdrawals.

Business Savings

Available to businesses that have either a Small Business Checking or Corporate Business Checking account with FSB.

  • $1,000 minimum opening deposit
  • Tiered interest rate depending on account balance

Certificate of Deposit (CD)

CDs are a great way to make sure your money works hard for you.

  • $500 minimum opening deposit
  • Terms ranging from 6-60 months

Individual Retirement Account (IRA)

Tax deferred way to save for your retirement.

  • Traditional IRA
  • Roth IRA
  • $100 minimum opening balance
  • No annual fee

Health Savings Account (HSA)

Our HSA helps with day-to-day medical expenses.

  • $100 minimum opening deposit
  • $30 annual fee
  • Grows tax-deferred
  • Balances carry forward year to year
  • Easy access to HSA funds