Current Rates - as of June 25th, 2018

APY = Annual Percentage Yield

Checking Options

Type Balance Interest Rate APY*
Kasasa Cash*

Kasasa Cash Back
$0.01-$15,000.00
$15,000.00+
1.00% Cash back on debit card purchases
2.47%
0.75%
2.50%
0.75%

Growth Checking $0.01-$999.99
$1,000.00-$2,499.99
$2,500.00-$4,999.99
$5,000.00+
0.00%
0.20%
0.30%
0.40%
0.00%
0.20%
0.30%
0.40%
Classic Checking $0.01+ 0.60% 0.60%




*Kasasa requirements per qualification cycle:

At least 10 Check Card purchases post and clear

At least 1 automatic payment or direct deposit post and clear

Access Internet Banking at least once

Enroll for Online Statements


When requirements are not met on Kasasa Cash, all balances have 0.01% interest rate with 0.01% APY.

Growth Checking $1,000.00 deposit required to open.

Classic Checking customers over 65 (with a required $500.00 opening deposit have an interest rate of 0.60%)

Savings Options

Type Balance Interest Rate APY
Kasasa Saver*

$0.01-$15,000.00
$15,000.01+
1.49%
0.75%
if requirements not met 0.01%
1.50%
0.75%
0.01%
Simple Savings

Prime Savings
$0.01+
$1,000.00+
$0.00-$4,999.99
$5,000.00-$14,999.99
$15,000.00-$49,999.99
$50,000.00-$74,999.99
$75,000.00+
0.30%
0.45%
0.00%
0.55%
0.65%
0.75%
1.05%
0.30%
0.45%
0.00%
0.55%
0.65%
0.75%
1.06%
Money Market Deposit Account $0.00-$4,999.99
$5,000.00-$14,999.99
$15,000.00-$49,999.99
$50,000.00-$74,999.99
$75,000.00+
0.00%
0.30%
0.40%
0.55%
0.85%
0.00%
0.30%
0.40%
0.55%
0.85%
Health Savings Account $0.01-$4,999.99
$5,000.00+
0.25%
0.75% 
0.25%
0.75% 
Individual Retirement Account
$0.01+ 1.95% 1.96%

*If monthly qualification requirements are not met in either the Kasasa Cash or Cash Back account the Saver account will earn 0.01% APY

Kasasa Saver must be tied to either a Kasasa Cash or Cash Back account.

Simple Savings $25 deposit required to open account.

Prime Savings $5,000 deposit required to open account.

Money Market Deposit Account $5,000 deposit required to open account.

Health Savings Account $100 deposit required to open account.



Certificates of Deposit

Term
Interest Rate APY
6 month
$500.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00+


0.80%
0.90%
1.00%

0.80%
0.90%
1.01%
12 month
$500.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00+


0.85%
0.95%
1.05%

0.85%
0.95%
1.06%
18 month
$500.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00+


0.85%
1.00%
1.20%

0.85%
1.01%
1.21%
24 month
$500.00+


1.25%

1.26%
36 month
$500.00+


1.55%

1.56%
48 month
$500.00+


1.75%

1.76%
Opt Up CDs
If interest rates rise during the term of 
your CD you may choose to increase 
the interest rate ("opt up"). 



33 month
$500.00+ (1 opt up)


1.45%

1.46%
60 month
$500.00+ (3 opt ups)



1.95%

1.96%




All CD's $500.00 minimum deposit required to open account.

*Rates may change at any time

**Fees may reduce earnings

***Early withdrawal penalties apply when a CD is cashed prior to maturity date. For a CD with a term less than 18 months the early withdrawal penalty is six months of interest. For a CD with a term 18 months or more, the early withdrawal penalty is twelve months on interest.