Current Rates - as of January 4th, 2019

APY = Annual Percentage Yield

Checking Options

Type Balance Interest Rate APY*
Kasasa Cash*

 
Kasasa Cash Back*
$0.01-$15,000.00
$15,000.00+
if requirements are not met
1.00% Cash back on debit card purchases
2.96%
1.00%
 
3.00%
1.01%
0.01%
Growth Checking $0.01-$999.99
$1,000.00-$2,499.99
$2,500.00-$4,999.99
$5,000.00+
0.00%
0.20%
0.30%
0.40%
0.00%
0.20%
0.30%
0.40%
Classic Checking $0.01+ 0.80% 0.80%




*Kasasa requirements per qualification cycle:

At least 10 Check Card purchases post and clear

At least 1 automatic payment or direct deposit post and clear

Access Internet Banking at least once

Enroll for Online Statements

When requirements are not met on Kasasa Cash, all balances have 0.01% interest rate with 0.01% APY.

Growth Checking $1,000.00 deposit required to open.

Classic Checking customers over 65 (with a required $500.00 opening deposit have an interest rate of 0.80%)

Savings Options

Type Balance Interest Rate APY
Kasasa Saver*

$0.01-$15,000.00
$15,000.01+
1.98%
1.00%
if requirements not met 0.01%
2.00%
1.01%
0.01%
Simple Savings

Prime Savings
$0.01+
$1,000.00+
$0.00-$4,999.99
$5,000.00-$14,999.99
$15,000.00-$49,999.99
$50,000.00-$74,999.99
$75,000.00+
0.30%
0.55%
0.00%
0.60%
0.90%
1.00%
1.30%
0.30%
0.55%
0.00%
0.60%
0.90%
1.01%
1.31%
Money Market Deposit Account $0.00-$4,999.99
$5,000.00-$14,999.99
$15,000.00-$49,999.99
$50,000.00-$74,999.99
$75,000.00+
0.00%
0.50%
0.65%
0.80%
1.05%
0.00%
0.50%
0.65%
0.80%
1.06%
Health Savings Account $0.01-$4,999.99
$5,000.00+
0.25%
1.00% 
0.25%
1.01% 
Individual Retirement Account
$0.01+ 2.60% 2.63%

*If monthly qualification requirements are not met in either the Kasasa Cash or Cash Back account the Saver account will earn 0.01% APY

Kasasa Saver must be tied to either a Kasasa Cash or Cash Back account.

Simple Savings $25 deposit required to open account.

Prime Savings $5,000 deposit required to open account.

Money Market Deposit Account $5,000 deposit required to open account.

Health Savings Account $100 deposit required to open account.

 

Certificates of Deposit

Term
Interest Rate APY
6 month
$500.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00+


1.05%
1.15%
1.25%

1.06%
1.16%
1.26%
12 month
$500.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00+


1.10%
1.20%
1.30%

1.11%
1.21%
1.31%
13 month SPECIAL
$500.00+

 
2.30%
 
2.32%
18 month
$500.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00+


1.20%
1.30%
1.50%

1.21%
1.31%
1.51%
24 month
$500.00+


2.00%

2.02%
36 month
$500.00+


2.50%

2.52%
48 month
$500.00+


2.60%

2.63%
Opt Up CDs
If interest rates rise during the term of your CD you may choose to increase the interest rate ("opt up"). 



33 month
$500.00+ (1 opt up)


2.25%

2.27%
60 month
$500.00+ (3 opt ups)



2.45%

2.47%

All CD's $500.00 minimum deposit required to open account.

*Rates may change at any time

**Fees may reduce earnings

***Early withdrawal penalties apply when a CD is cashed prior to maturity date. For a CD with a term less than 18 months the early withdrawal penalty is six months of interest. For a CD with a term 18 months or more, the early withdrawal penalty is twelve months on interest.